Emergency Fund Calculator

Find out how large your emergency fund should be and how long it will take to build it.

Monthly Essential Expenses

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Your Situation

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Minimum
3 months
Conservative
9 months
Building Your Fund
Total monthly expenses
Recommended target
Already saved
Remaining to save
Time to goal at your save rate

0% funded

* Recommended months based on your selected risk level. Experts suggest 3–6 months for salaried employees and up to 12 months for the self-employed.