Compound Interest Calculator

Determine how much your money can grow — or how long it lasts — using the power of compound interest.

Step 1

Initial Investment

$

Amount you have available to invest initially.

Step 2

Contributions

$
yrs
Step 3

Interest Rate

%

Loading current rate…

Step 4

Withdrawals (Optional)

$

Deducted after interest each period.

⚠ If withdrawals exceed earned interest, principal will be reduced.

📊 Results
Final Balance
Total Contributions
Principal + added funds
Interest Earned
Without withdrawals
Interest w/ Withdrawals
Interest actually retained
Net Gain / Loss
vs. initial investment
Total Withdrawals
Net removed
Balance Over Time
Balance (with withdrawals)
Balance (no withdrawals)
Cumulative interest
Year-by-Year Breakdown
YearBalanceInterest EarnedContributionsWithdrawalsNet Interest (w/ Wdw)
📈
Your results will appear here
Fill in the fields above and click Calculate to see how your money grows.